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Financial Planning for US Military Veterans Lake Wales, FL


Financial Planning for Veterans With a CERTIFIED FINANCIAL PLANNER™

"Veterans often find themselves confused and overwhelmed by the various aspects of VA benefits and financial planning. We help fix that."

~ Jimmy Nelson, CFP®


Veterans Serving Veterans

At On Point Wealth Management, we hold the commitment and sacrifice of those who serve or have served in our U.S. military in the highest regard. Both Jimmy Nelson and Blair Kikta have served our country proudly, and they now consider it a privilege to serve our veterans by assisting them with their financial planning and Veterans’ benefits needs. Owner and president, Jimmy Nelson, is a U.S. Navy Veteran and considers it a privilege to act as a financial advisor for fellow veterans who have proudly worn our nation's uniform. Whether still on active duty, recently discharged and transitioning to civilian life, or ready for full retirement, we are here to assist you. Our team takes pride in helping veterans with their financial and estate planning needs, and some veterans' benefits. Committed to and concerned for veterans, our advisors help to create personalized plans based on an individualized assessment of one's current circumstances and objectives.


On Point Wealth Management also offers assistance and information pertaining to end of life planning for veterans and their families. Jimmy previously served as vice president and general manager for his family's five-generation funeral home business, Marion Nelson Funeral Home. Marion Nelson Funeral Home was established in 1951 by his great-grandfather, Jack Stephenson, and grandfather, Marion Nelson, who served in the U.S. Marine Corps during World War II. Although Marion passed away in 1991, the Purple Heart medal he received for wounds sustained during the Battle of Guadalcanal still hangs on the wall today. Too many veterans are unaware of the invaluable end of life benefits that are provided by the US Veterans Administration. We find it extremely unfortunate that veterans do not know that such significant benefits are available to them, their spouses and, in some instances, their children.


We encourage veterans to consider end of life planning to relieve loved ones of a very emotional burden if not handled ahead of time. As with many other decisions veterans face, this type of advanced planning can seem confusing and perhaps overwhelming. With Jimmy's experience of the funeral industry and veteran benefits, he enjoys sharing his extensive knowledge of benefits to as many veterans as possible. On Point Wealth Management is devoted to assisting those who have proudly served our country by providing sound financial, estate, and end of life planning advice for veterans.

James M. "Jimmy" Nelson

GMM2 U.S. Navy (1983- 1987)

GMM2 James M. Nelson enlisted in the United States Navy in February 1983 and completed seven months of Delayed Entry Enlistment before beginning basic training in September 1983. He then attended Basic Training, Gunner’s Mate A School and Basic Electronics and Equipment School at US Naval Station, Great Lakes, IL. Following his training in Great Lakes, he attended Gunner’s Mate C School for the AEGIS MK26 Guided Missile Launching System in Fridley, MN.


Upon completion of his C School training, Gunner’s Mate Nelson was stationed aboard the USS Scott DDG-995, a Guided Missile Destroyer ported out of US Naval Station Norfolk, VA. Gunner’s Mate Nelson served aboard USS Scott until he was Honorably Discharged in 1987.

During his time as a member of the Scott Crew, Gunner’s Mate Nelson advanced in rank to that of GMM2, Gunner’s Mate Missiles Second Class Petty Officer. He served in this capacity as the Work Center Supervisor for the Forward and Aft Missile Launching Systems respectively. He was also certified in the use of small arms and served on the Ship’s Roving Security Patrol and Shore Patrol Details.


While the USS Scott spent considerable time away from port, GMM2 Nelson’s most significant time underway occurred during USS Scott’s Mediterranean / Indian Ocean cruise from 27 August 1985 to 16 April 1986. During this cruise, USS Scott was assigned to both the Sixth and Seventh Fleets respectively. She participated in operations in the Mediterranean Sea off the coasts of Lebanon, Israel and Egypt; a Search and Rescue Mission in Iskenderun Bay, Turkey; transits through the Suez Canal; operations in the Strait of Hormuz between the Persion Gulf and the Gulf of Oman; operations in the Indian Ocean North and South of the Equator; and three missions in the Gulf of Sidra off the coast of Libya.


During GMM2 Nelson’s service in the Navy, he received the following awards and decorations:


  • Meritorious Advancement in Rank from E-1 to E-2 following Basic Training
  • Battle “E” Ribbon
  • Sea Service Ribbon
  • Navy Unit Commendation
  • Good Conduct Medal
  • Navy Expeditionary Medal

Austin "Blair" Kikta

MSgt U.S. Air Force (1989-2011)

MSgt Austin B. Kikta enlisted in the United States Air Force in May 1989 and completed eight months in delayed enlistment before beginning basic training in February 1990. He then attended aircraft maintenance technical school at Sheppard AFB, TX.


MSgt Kikta’s initial assignment in the United States Air Force was to McClellan AFB, CA where he served as a Crew Chief on WC-135B aircraft in the 55 Weather Reconnaissance Squadron.

In August of 1993, he received an assignment to the 962 Airborne Warning and Control Squadron as a Crew Chief. While assigned to the 962 he deployed seven times to Howard AFB, Panama in support of drug interdiction operations (The War on Drugs). Additionally, while assigned to the 962 he was selected to attend Airman Leadership School where he was awarded the title of Distinguished Graduate.


In August of 1997, MSgt Kikta received orders to the 366 Equipment Maintenance Squadron, Mountain Home AFB, ID as Aircraft Repair and Reclamation Specialist. While assigned to the 366 EMS he applied for retraining in February 1999 to Flight Engineer and was selected.


In May 2004, MSgt Kikta was assigned to the 4th Special Operations Squadron, Hurlburt Field, FL. While at the 4th, he flew the AC-130U and served as Flight Engineer Functional Manager. While deployed, he served as crew Noncommissioned Officer in Charge and Squadron Superintendent in Operations ENDURING FREEDOM and IRAQI FREEDOM.In December of 1999, MSgt Kikta was assigned to the 41 Electronic Combat Squadron, Davis-Monthan AFB, AZ. In September of 2001, he was selected to attend the C-130 Flight Engineer Instructor course. Quickly after returning from his instructor course, he was deployed to fly missions in Operation ENDURING FREEDOM and in late 2002 he was tasked to support operations in Southwest Asia which turned out to be Operation IRAQI FREEDOM.


In 2010, MSgt Kikta’s last assignment was to the 19th Special Operations Squadron as the Operations/Squadron Superintendent and Instructor/Evaluator Flight Engineer. He led and managed the squadron’s enlisted force and conducted initial qualification training for the next generation of AC-130U Gunship flight engineers.


During MSgt Kikta’s service in the Air Force, he received the following Awards and Decorations:


  • Meritorious Service Medal with 1 oak leaf cluster
  • Air Medal with 11 oak leaf clusters
  • Aerial Achievement Medal
  • Air Force Commendation Medal with 4 oak leaf clusters
  • Air Force Combat Action Medal


MSgt Kikta retired from the US Air Force on October 7, 2011.

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