Johnny Borrelli is a Tax Shelter and Private Equity Consultant with On Point Wealth Management, where he specializes in assisting clients in evaluating comprehensive tax optimization and investment solutions. With particular expertise in sophisticated Roth conversion planning and tax mitigation strategies, Johnny has helped hundreds of families unlock powerful tax-deferred growth opportunities and strategically position their wealth across multiple tax buckets—traditional IRAs, Roth IRAs, taxable accounts, and qualified charitable distributions—to minimize lifetime tax liability and maximize after-tax retirement income.

Over the course of nearly a decade in the financial services industry, Johnny has served in a wide range of client-facing and leadership positions, providing insurance, securities, and wealth management expertise, and estate planning guidance. He has also worked extensively in banking and real estate. The depth and breadth of his experience provides invaluable perspective for On Point Wealth Management clients, but his specialized expertise as a Roth Strategies Consultant —specifically, designing and executing Roth conversion strategies that account for IRMAA (Income-Related Monthly Adjustment Amounts), Medicare premiums, Social Security taxation, net investment income taxes, and state tax implications—truly stands out.

His Roth conversion expertise goes beyond simple "convert now, pay taxes later" approaches. Johnny evaluates the complete financial picture: timing conversions across multiple years, strategically harvesting losses, coordinating conversions with major life events, managing IRMAA exposure to preserve favorable Medicare premium brackets, and structuring conversions to preserve income-based tax credits and benefits. He helps high-income earners, business owners, and retirees navigate the complex interplay between retirement account planning, tax-efficient withdrawal strategies, and long-term wealth preservation.

Beyond Roth strategies, Johnny brings extensive expertise in 1031 exchange planning and execution. He has guided hundreds of clients through successful 1031 exchanges into income-producing assets—helping them defer capital gains taxes while transitioning real estate holdings into cash-flowing investments that align with their retirement income goals. This specialized experience allows him to integrate sophisticated real estate tax strategies with comprehensive retirement and tax planning.

What drives Johnny's approach is a deeply held commitment to being client-focused and solution-focused throughout every planning stage of his clients' lives. Rather than viewing each transaction in isolation, he treats financial planning as a continuous journey, anticipating clients' needs, educating them about the true cost of poor tax planning, and helping them navigate the intersection of tax strategy, retirement income, and wealth preservation. He believes the right professionals—paid fairly and allowed to do their jobs properly—are often the cheapest part of any major financial decision. His philosophy centers on long-term client advocacy and protection, not transactional volume.

Johnny graduated from California State University, Northridge in 2008 with a B.S. in Environmental Planning. A dual Italian and U.S. citizen, he loves traveling with his wife and their two children both across the U.S. and internationally. Family trips to the beach or to Disneyland are popular choices, and he maintains a passion for collectible sports cars.